Motorists are urged to check this one crucial thing before hitting the road, as failing to do so could result in a £1,000 fine and their car being wheel-clamped.
Experts are requesting all drivers to have proper insurance before start driving on the roads.
Driving without at least third-party insurance is illegal and could cost you a £1,000 fine, and your car could even be wheel-clamped.
Automotive experts BigWantsYourCar.com shed more light on the issue and explained the consequences of not having the correct insurance.
They explained: “Driving without insurance isn’t just about the vehicle – it’s about the driver too. Even if the car has insurance, the driver must be specifically covered to operate it.
“This ensures that everyone is protected in case of an accident. Failing to meet this requirement puts both the driver and the public at risk and can lead to serious legal trouble.”
The experts warned about the harsh penalties.
They said: “At first, you could face a £300 fine and six penalty points on your licence.
“But if the case goes to court, it could get much worse, including unlimited fines or even being banned from driving. These rules show just how seriously the law treats uninsured driving.
“Beyond fines and points on your licence, the authorities can take immediate action if you’re caught without insurance.
“This could mean having your car wheel clamped, impounded, or even destroyed. It’s a costly mistake that’s easily avoided.”
Motorists have been urged to check all the details in the insurance policies to avoid being uninsured at the time of need.
The expert said: “It’s also worth remembering that not all insurance policies renew automatically. Make sure to check your policy details and renewal dates to avoid driving uninsured by accident. Also, confirm that your insurance covers how you use your vehicle – for example, if you use it for work – to stay fully protected.
“For cars not in use or kept on private property, there’s an option to declare a Statutory Off Road Notice (SORN). This means you don’t need continuous insurance while staying within the law. It’s a handy way to avoid unnecessary costs when your car isn’t on the road.”