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Zoopla names UK’s 10 ‘best’ cheap towns – most in Scotland and Wales

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Last updated: August 5, 2025 9:29 am
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Published: August 5, 2025
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Property experts Zoopla have calculated the most affordable places for families to live in the UK. Zoopla examined the most affordable towns and then calculated which areas were getting the most interest from property-searchers.

It also looked into an income-to-affordability ratio to help work out if one of these places could align with the budgets of those searching for a new home. Four out of 10 of the most popular towns are in Scotland, with four in Wales and two in the South East of England. Here are the top 10 most affordable spots for families throughout Britain.

UK Summer Fruit Harvest

Swanley is a town and civil parish in the Sevenoaks District of Kent, England. It is only 16 miles southeast of central London. The population is around 17,826.

Price of an average 3-bed: £444,900

Estimated earnings: £95,100

Monthly mortgage: £1,770

Price to earnings ratio: 4:7

(Image: Getty)

9. Larkhall

Larkhall is a town in South Lanarkshire, Scotland, around 14 miles southeast of Glasgow. The town sits on high ground between the River Clyde to the East and is home to roughly 15,000 people. 

Price of an average 3-bed: £177,600

Estimated earnings: £82,300

Monthly mortgage: £700

Price to earnings ratio: 2:2

(Image: Visit Lanarkshire)

8. Leven

Leven is a seaside town in Fife, set in the east Central Lowlands of Scotland. It lies on the coast of the Firth of Forth at the mouth of the River Leven, and has a total population of 10,000 people. 

Price of an average 3-bed: £164,000

Estimated earnings: £78,200

Monthly mortgage: £650

Price to earnings ratio: 2:1

(Image: Getty)

7. Dartford

Dartford is the principal town in the Borough of Dartford, Kent, England. It is located 18 miles south-east of Central London and has a population of 51,240.

Price of an average 3-bed: £423,600

Estimated earnings: £90,800

Monthly mortgage: £1,680

Price to earnings ratio: 4:7

(Image: Getty)

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