State Pensioners born before 1958 could be missing out on over £400 a month by not claiming a lesser-known benefit called Attendance Allowance.
The Department for Work and Pensions (DWP) offers this tax-free payment to those over State Pension age who struggle with physical or mental disabilities.
Despite its availability, many pensioners are unaware they qualify, leaving money unclaimed that could help with everyday expenses.
Attendance Allowance is designed to help older people cover the extra costs of living with a disability or health condition that impacts their ability to look after themselves. It is not means-tested, meaning it doesn’t matter how much savings you have or what your income level is.
Eligible claimants can receive either £72.65 or £108.55 per week, depending on the level of help they require. Over a four-week period, this adds up to £290.60 or £434.20, which can be spent however needed, from paying bills to covering taxi fares or hiring a cleaner.
Anyone aged 66 or older with a physical or mental condition that affects their daily life may qualify. Conditions such as arthritis, back pain, sensory impairments like blindness or deafness, or mental health challenges are commonly cited by claimants.
Applicants must have needed help or supervision for at least six months to be eligible.
However, those with a terminal illness can apply immediately. To qualify, you must also be living in the UK and meet residency requirements.
Claiming Attendance Allowance requires completing a detailed form, which can be obtained through the GOV.UK website or by calling the DWP.
While the process might seem daunting, Citizens Advice offers free guidance to help applicants navigate it.
Applicants will need their National Insurance number, details of their health condition, and information about their GP or care facility if applicable.
Figures show that over 1.6 million older people across the UK are already receiving Attendance Allowance, with nearly 146,300 in Scotland alone.
Conditions like arthritis and back pain are among the most common reasons for claims. However, millions more may qualify without realising it.
The money can make a significant difference in maintaining independence and improving quality of life for those who need extra support.
Even if you have savings or are still earning, Attendance Allowance won’t affect your State Pension or other benefits – and it may even increase them. For example, it may boost your Pension Credit or reduce council tax.
If you think you or someone you know might be eligible, visit the GOV.UK website for more information.
