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Middle Tennessee State vs. FIU prediction: Odds, picks, best bets for Tuesday’s college football clash

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Last updated: October 20, 2026 8:32 pm
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Published: October 20, 2026
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Contents
  • FIU vs. MTSU odds, prediction
    • Get the lowdown on the Best USA Sports Betting Sites and Apps
  • Why Trust New York Post Betting
Gambling content 21+. The New York Post may receive an affiliate commission if you sign up through our links. Read our editorial standards for more information.

The bar is low, but Derek Mason and Middle Tennessee State can take a significant step forward as a program on Tuesday against FIU.

After back-to-back 3-9 campaigns to start his tenure in Murfreesboro, Mason and the Blue Raiders are sitting at 3-3 after six games in 2026. A win against the Panthers would not only clinch the best season for Middle Tennessee State under Mason, but it would also get them within striking distance of their first bowl bid since 2022.

Mason has never had a winning season in his nine-year career as a head coach.

There’s a lot on the line for the Blue Raiders, but they’re going to be up against it. MTSU is a 10.5-point underdog for this midweek clash.

FIU vs. MTSU odds, prediction

This is a tricky spot for FIU. The Panthers lost a heartbreaker on a last-minute field goal to Jacksonville State last week, and now they’ll need to bounce back at Pitbull Stadium against a team that should be feeling good about itself after a 33-30 win over Delaware in Week 7.

That was easily Middle Tennessee’s best performance of the season, but the Blue Raiders will be hard-pressed to repeat that offensive outburst against FIU.

The Panthers struggled to stop Jacksonville State last time out, but that was an outlier compared to the rest of FIU’s defensive performances. The Panthers rank 12th in the country in yards per play allowed (4.4), and they rank 15th in yards per pass allowed (6.0). That latter number is crucial, as Middle Tennessee’s passing game got going against the Blue Hens last week.


Florida International Panthers quarterback JJ Kohl (17) prepares for a snap in the backfield during a game against the Florida Atlantic Owls.
Florida International Panthers’ JJ Kohl. Getty Images

Get the lowdown on the Best USA Sports Betting Sites and Apps


Middle Tennessee’s numbers pale in comparison across the board, but the Blue Raiders’ defense should stand a chance against an FIU offense that leaves plenty to be desired. The Panthers’ offense ranks 119th in SP+, and their 5.1 yards per play is good enough for 96th in FBS.

FIU’s defense probably will prove to be too much for Middle Tennessee State, which means over bettors would be relying on the Panthers to do the heavy lifting to get to the window. That seems like a lot to ask from this tepid offense.

The Play: Under 45.5 points (-110, DraftKings)


Why Trust New York Post Betting

Michael Leboff is a long-suffering Islanders fan, but a long-profiting sports bettor with 10 years of experience in the gambling industry. He loves using game theory to help punters win bracket pools, find long shots, and learn how to beat the market in mainstream and niche sports.

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