UK high streets have saw the loss of hundreds of bank branches from many big names last year, including Santander and NatWest, but closures are expected to continue rolling out in 2026. Lloyds and Halifax have a combined total of 54 branches confirmed to cease operations in the months to come.
The major high street banks, which are part of Lloyds Banking Group, have experienced a shift in consumer habits, with more people turning to digital methods of banking – a change that has affected the entire industry.
A Lloyds Banking Group spokesperson said: “The way people are banking has changed, with over 21 million customers choosing apps to manage their money. We’re providing more choice than ever before, bringing together the best in digital convenience with our people.”
Closures began on January 1, with Lloyds Bank’s Alfreton and New Addington branches shutting down, as well as Halifax’s Seaford and Havant branches. This week will see the closure of several branches from both, including Lloyds Bank’s Ammanford branch.
However, Lloyds Banking Group has assured customers impacted by any closures that they are determined to offer alternative options and additional support to those who need it.
Itr added: “Alongside our app, our customers can use any Lloyds, Halifax or Bank of Scotland branch, the Post Office or banking hubs for their everyday banking, and deposit cash at over 30,000 PayPoint locations.”
The group has also set up community Bankers across community venues that support those who do not have a local branch. You can find your nearest Community Banker on both the Lloyds Bank and Halifax websites.
The full list of Lloyds Bank and Halifax closures is listed below: