High streets across the UK are facing another wave of change as major banks continue closing branches in 2025. More than half of all UK bank branches have already disappeared since 2015, with lenders citing falling footfall and the rise of online banking as key reasons.
But critics argue these closures hit hardest in rural areas and smaller towns, where many people, particularly the elderly and vulnerable, still rely on face-to-face services. Here’s the complete breakdown of all confirmed bank branch closures in 2025 from Santander, NatWest, and Lloyds Banking Group (which includes Lloyds, Halifax and Bank of Scotland).